Construction loan status: closed!

I think. The banker came by yesterday, admired our progress, and later called Don to say the bank would convert our construction loan to a mortgage. No more $212 in fees every two months to extend the construction loan. Now, if we can get our certificate of occupancy before May so we can host a teachers’ lunch and a graduation and refinance with a fixed rate before the rates approach our adjustable rate (which is about 6%, and gets readjusted every five years)…

In other news, our front stairs are finished, but not finished. (Railings and balusters are in, but we still need to sand, oil and wax.) I hope to expand on this news one day soon, but for now, here’s a picture.

inspired by The New Old House (Taunton Press)

And I made a violet garden over the weekend. We have at least three species of violets in our yard, including a raspberry violet raspberry violet or Southern wood violet that I think isĀ  Viola hirsutula (Southern wood violet) and your more common purple and white violets. My camera, for the most part, insisted on focusing on anything but the violets and on correcting for color, so these two photos are the best of a blurry collection. I was very excited about the raspberry violet, having never seen one before (except last year, in my garden), and also excited about keying it down via the American Violet Society’s online key. I dug up three V. hirsutula and a bunch of the others (which I am not as confident about what I keyed them down to, since one came back as a marsh violet that insists on a damp environment, but was thriving in a not-marshy environment) and moved them to the north side of our house, where I made a hasty border of drain tile, stones, and clay pavers, mulched with mulch we got from the city last year, and uncovered a broad stone path dividing the garden. I spent much of Saturday puttering and enjoying myself. The path (which used to connect to stairs leading to a side door in what is now our 1st floor bath) is wide enough for a comfy chair, and stays shady and cool until late in the afternoon. Yay for spring!

Share on Facebook

2 Responses to “Construction loan status: closed!”

  1. Lisa says:

    I don’t think it’s hirsutula after all. This,, asserts that the leaves are purple-tinted, which mine are not.

  2. Your stairs are fantastic! The rail–WOW!

    The violets are wonderful…we love them!


Leave a Reply